Getting Smart About Managing Personal Finances

How smart are you when it comes to managing personal finances?

Money is only a tool. It will take you wherever you wish, But it will not replace you as the driver. - Ayn Rand

Welcome to personal finance insights website where we focus on getting smart about managing personal finances (and your family's too). Do you know that the quality of your life is determined by the quality of decisions (choices) you make? You are who you are, where you are and have what you have today as a result of the decisions you've made years, months, days, weeks, hours, minutes and seconds ago. In short, you are a sum total of your choices.

Your past financial decisions have produced your current financial situation. Are you happy with it? If you are, that's good. If you are not, then probably you are here to learn how to turn-around the effects of your bad financial decisions or improve further your current financial situation. But, have you really made up your mind to take the driver's seat and steer yourself to your desired financial destination?

Until one is committed there is hesitancy, a chance to draw back, always ineffectiveness. Concerning all acts of initiative and creation, there is one elementary truth, the ignorance of which kills countless dreams and splendid plans. That the moment one definitely commits oneself, then Providence moves too. - Johann Wolfgang Von Goethe

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Personal Finance Guides & Tips

6 Practical Steps to Re-Organizing Your Finances

Going about personal financial planning can be a daunting task but here are six (6) simple and practical steps to get started.

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How To Manage your Finances With A Spending Plan

Managing personal finances through a spending plan is one of the effective ways of dealing with most of your money problems. Learn how to gain control of your expenses through a spending plan.

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How to Effectively Manage Your Expenses

When you start personal budgeting, it isn't uncommon to find your personal expenses totalling more than your income. Learning how to effectively manage your personal expenses from the start is critical to the success of your financial planning.

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How To Prepare Personal Financial Statements

Just like businesses, preparing personal financial statements is important. They are financial tools that will help you in managing personal finances. They form the basis for measuring your current financial position and progress.

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